Tag Archives: goals

How To Recognize Your Wealth Wounds

money wounds money tree

Now that I’m back in the groove again, I want to start out right away and ‘fess up that writing this post is truly buttock-clenching.  I am sharing in the hope that anyone in the same situation as me might find some encouragement to deal with their money issues.  I have some beliefs around money that are seriously limiting me and I’m going to be writing a series about what I’m doing to heal myself of these.

So what exactly IS a wealth wound?  It’s a negative belief associated with wealth.  I’ve got Tony Robbins to thank for recognizing these, which I might add are many and varied.  You name it, I’ve got it when it comes to wealth wounds and so in the name of naming, shaming and ultimately healing here’s my list.

  • Money doesn’t grow on trees
  • There’s not enough to go around
  • It’s too expensive
  • We can’t afford it
  • Money is dirty
  • Money is shameful
  • It’s greedy to want more than the absolute minimum
  • You have to do bad things to get it
  • People who have lots of money are shallow
  • I am not worthy of financial abundance
  • You have to work hard and sell your soul to get money
  • Money is the root of all evil
  • People who have lots of money “stand on other people’s necks to get it”

Now that they’re all written down and not spinning around in my head causing chaos they’re laughable.  And conflicting.  That last one is outstanding –  I can remember being told that quite clearly and evidently it’s hung around doing no good whatsoever.  Clearly these beliefs are not serving me well and it is TIME FOR THEM TO BEGONE!

For many,  especially us baby boomers we absorbed these lessons in childhood either consciously or unconsciously and we’ve been carting them round behind us like heavy luggage ever since.  Well its time to drop those bags!

So how do we recognize our wealth wounds:

  1. Gather together your ingredients – a pencil, lots of paper and half an hour of uninterrupted time
  2. Set a timer for ten minutes and write down any beliefs you have associated with money.  If you’re finding it hard to get into the groove start with positive beliefs and  eventually the negative ones will crawl out from where they’ve been hiding.
  3. When time is up, corral all the negatives on to one clean sheet of paper.
  4. Read them and laugh – aren’t they absurd when written down?  And frequently conflicting.
  5. Now that you’ve recognized them, take some big deep breaths (because if you’re like me this would have been painful) and give yourself a massive pat on the back.  Congratulations!  You’ve taken the first step.

May this be of use to you.

Robx

 

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Personal Brands: Why You Should Have One

adventuresbeforedementia #heart“Happiness is when you think, what you say, and what you do are in harmony”       Mahatma Gandhi

And the Mahatma should know ’bout that stuff..

I have spent a truck load of time working on my personal brand in the last year or so.  My personal brand is #heart, and that’s my logo up above.   Behind this a credo which is the guts of it all.  For me living with #heart means acting with courage, intuition and love – this is my credo.  I’ve written about it before here, and about being authentic in my previous post here.

Working through all this took a great deal of time and I’ve written about it here but its been the most worthwhile exercise I’ve probably ever done, because it forced me to get to the heart of who I am and what I stand for, and because of this it now enables me to truly live my values. A personal brand says to the world “this is who I am” and more importantly “this is what I stand for”  As an individual it is incredibly important to me to live my values and what’s more its brought far more harmony to my life, and consequently more happiness.   It’s a wonderful feeling when all the parts of you are heading in the same direction.  Does that sound odd?  I used to feel scattered, with bits of me all over the place.  This process has enabled me to metaphorically gather myself back together and progress.  I imagined all those scattered little pieces tied to me with tiny ropes and all pulling in different directions, not a helpful image. But now I’m whole.  Phew!    The Mahatma was spot on with that quote at the beginning of this piece.

Figuring out my personal brand then made it  super easy to design a logo with the help of a professional.  It took about an hour of her time all up.  Instead of messing round with a bunch of random ideas I’d done 90 percent of the thinking before I even got to the designer, so I saved money.

Here’s why you need your own brand.

  1.  Decision making is easier because you filter it through your credo which is values based.
  2. You save money on products because you already know what is going to be in alignment with your values – 90 percent of the hard work is done when you work out your brand.
  3. You can apply your brand to your online presence – it becomes your image to the world.  People immediately know what you’re all about.  It doesn’t take a whole heap of effort on their part.
  4. Being able to stand up for what you believe in gives an amazing sense of self respect.
  5. Life is so much more efficient when you’re not fighting against yourself all the time!

I really really recommend going through this process, most of the work involved is thinking and that costs nothing.

May this be of use to you

Robx

 

How to: Get Unstuck

Move your body, dance

This one is a major for me and I’ve only just discovered it.  Sad but true.  If I’m stuck I now MOVE.  And that means stuck with anything, life, writing, finances, any kind of problem, I move.

Moving means just that – it doesn’t have to be fancy, do whatever floats your boat.  Jiggle in your chair if you can’t do anything else.  If you don’t believe it works watch this video of Jesse Shand and be incredibly inspired.  It’s 21 minutes but worth the time.

Some of the things I do are:

  1.  Dance to music in my head, and not just in the privacy of my own home.  One of the beauties of being over 50 is that you being to not give a sh** about what other people think.  It’s incredibly freeing.
  2. Put some real dance music on and go for it.  LOUDLY!
  3. Short bursts of high intensity exercise – burpees, press-ups, star jumps, anything.
  4. Go for a run or a good long walk.

Whatever happens I come back refreshed and often with a solution, or at the very least I feel a whole heap better about the situation.  My non-scientific explanation for this is that it gets you out of your head and back into your body and for some reason this really WORKS.  Scientists would probably say that it’s something to do with the movement revving up endorphins in the brain.  Who cares.  Just try it.  It really freakin’ works!

May this be of use to you

Robx

 

 

How To: Do The Best You Can With What You Have

ingenuity do what you can with what you have

This image looks like the stuff that gets confiscated at airport security!  The point of this post is that all of us have unused resources and untapped abilities.  We are far deeper and more capable than we ever realize and when we look, really look we have so many more resources at our disposal than we realize.  Loads and loads and loads.

Ask anyone running a social service and I’m sure that the universal response will be that there’s never enough funding to support the level of service that’s required. In an ideal world there are always programmes that should be or could be run to improve outcomes for users.   One of the most meaningful lessons I learned from running a public library was to do the best you can with what you have right now.  It has been one of my most valuable life lessons, and I’ve really taken it to heart.  To quote General Patton:

“A good plan, violently executed now, is better than a perfect plan next week”

In this less than ideal world this is so true, having a little pressure put on us brings out our creativity.  We begin to look at the resources we have at our disposal in a different way and often the simple solution we arrive at is frequently the best one anyway.

Not that there’s anything wrong with money but sometimes spending it is taking the easy way out.    Yes many of us need more of the stuff, but until we increase our level of abundance we’re going to have to use our ingenuity to get where we want to go.

Here’s what I do :

  1.  Be organized.  This is crucial – if you don’t know what you’ve got at your disposal then you’re sunk before you start
  2. Store like with like, not all over the house.  Once you’ve done this you’ll realize just how abundant you really are, and if you ever forget just look at the pile of ballpoint pens you’ve accumulated!
  3. Get rid of the real junk – you’ll know what it is and if you don’t then read The Life Changing Magic of Tidying Up and you’ll get the idea.
  4. Now the fun begins – get creative – what can you sell, upcycle or repurpose? If you’re stuck check out Pinterest and tap into a community of ingenuous people.

Once you get the hang of it this approach becomes addictive.  Living on a tight budget is not all bad, it’s definitely brought out my creative side.  Now if I go to buy something I ask myself a) if I really do need it? and b) is there something at home I could use instead?  Nine times out of ten there is.  Recently I needed something to keep kitchen scraps in until they got put out on the compost heap to avoid making ten trips out there a day – especially in a southern winter.  I eventually found a spare stainless steel casserole dish I was no longer using.  It works perfectly – stores  a day’s worth of scraps and the lid keeps the flies off and better still it cost me nothing.  We ALL have these types of solutions at our fingertips.

May this be of use to you

Robx

 

 

Nailed It!

 

bird-759545_1920

When we first moved into our home nearly 20 years ago, the two goals that I had for this place were to feel as if you were entering into a personal Eden when you walked through the gate and to be able to see and hear the songbirds in the trees close to the windows.  The Eden one has been well and truly achieved for some time, but the songbirds have taken much longer – they’re all around the garden, and occasionally we will see one in a tree close to the house.

As of this morning I’ve nailed both of those goals.  Big Time.  I sat down at the computer to write this post and heard birdsong – I looked up and in the tree outside the window (I’m in a second storey room) was a Tui singing (listen to one here) and looking straight at me.  As he sang two of his friends came and joined him.  I’m sitting here literally crying as I write this.  I’ve done it, I’ve reached my goal and what’s more I’ve blasted right through it.  Oh. My. God.  What is even more incredible, and slightly uncanny was that this morning I was planning on writing a post about reprogramming my life.  It was as if the Universe was telling me.  You’re right Rob – you’ve achieved the stuff you wanted to in the first half, but now it’s time to go for it with the next part.  I’ve got so many ideas about what I want to do with this blog, and other social media accounts that I can’t wait.

I’m off for a celebratory cup of coffee and to plan my next post.  See you tomorrow.

May this be of use to you

Robx

How To Find A Mentor For Free

mentor, online, finances, free, learning, self help,

Two words:  Look online.  Back in the day to find a mentor,  the standard advice was to do your research and find someone in your industry that you respected and whom you thought might be helpful and then write to phone them with a request to mentor you.  I’ve always found this approach cringe worthy.  I really really really dislike the whole attitude of asking someone to be your mentor when you don’t know them because it’s an enormous ask and a significant time commitment for the other person, so why should they bother, what’s in it for them?

We are so fortunate now that we can access the world’s knowledge online.  We don’t need to awkwardly ask a stranger for a favour to be our mentor.   There is knowledge from the world’s greatest in any given sphere of accomplishment online at the drop of an internet connection.  Lucky old us –  we can now learn for free from so many amazing people.  I need repetition for something to stick, so  I can watch You Tube videos or listen to podcasts over and over and over again until I’ve got the point.   Fortunately I don’t need to go to the thousand dollar seminar ten times.   And the wonderful thing is that this is all available to us for zilch, nada, nothing.

Apart from a bad Amazon Kindle habit I hardly ever pay for information online – most of what I need is free and I can try out dozens of different options to see which work best for me and are aligned with my values.   Every day sees another offer for an e-course come into my inbox or Facebook feed, most of which are from people I’ve never heard of and I really do wonder why they think I should buy their courses.   At present I’m happy to ignore the whole lot and do my own research until I’ve developed a little more discretion, and a little more clarity about the exact things I need to learn and who I want to learn them from.

Personal finances and investing are my weak point, so I am investigating sources of information for that right now.  What do I want from a  mentor?  Someone to copy, someone to tell me where I’m going wrong, to point me in the right direction, to kick me in the butt if necessary, to inspire me.  Most definitely to inspire me.

But most of all mentors are people I’d like to curl up with on a comfy sofa in the corner of a room with a good bottle of red wine and have a long and far reaching chat with.  It’s that simple.  Imagine doing that with Tim Ferriss or Oprah or my favourite of the moment – Tony Robbins.  They’re not that special or different from the rest of us, they don’t have superpowers – they’ve just been through tough times and they’ve made it out the other side successfully.  We can learn from them.  The only real difference is that they didn’t give up on their dreams.  These people grind it out, are focused and know exactly where they’re going.

It’s not just the big name celebrities who are worth watching/listening to either- there are loads of videos on You Tube from  ordinary people doing cool stuff and living their dreams.  We just need to watch listen and learn and realize that if anyone has done this before then we can too.  

So check out You Tube, Reddit and Podcast Addict.  Dive down that internet wormhole and see where it leads you.  Listen, learn and most of all TAKE ACTION.  I wish you well my friend.

May this be of use to you

Rob

 

 

Why I’m Focusing On The Fundamentals And Why You Should Too!

fundamentals  money basics everyday

I’m listening to my teacher/mentor Tony Robbins every morning and one of his teachings which has really struck home is to focus on the fundamentals.  Obvious right?  Ha, not for some of us!  I’m one of those people who can “get” an idea intellectually quickly.  I can analyze it, discuss it, play around with it, and build on it and move on to the next thing. But do it?   Yeah right.  So there’s a need to get out of my head, stop planning and take some massive action.

On reflection though, it turns out that I have been focusing on some fundamental stuff this year – my diet and workouts.

This is what I do:  20 push ups, 20 sit ups, 20 squats, 10 attempts at a pistol squat on each leg. Every day up to three times a day.  Plus cardio.  It turns out that these are my physical fundamentals.  My dietary fundamentals are pretty basic.  Don’t eat crap – no sugar, no processed food.  Lots of fruit and veges.  I was beginning to wonder if it was worthwhile and if I needed to change things up, but after listening to Tony Robbins I think I’ll continue to keep it simple and practice these few things until I have them perfected and only then build on them.

When it comes to Social Media it’s all about posting regular, quality content, which is a matter of practice makes perfect.  So I commit to posting every day the best quality content I can possibly produce and researching on how to improve that content.

So the physical stuff is sorted and the social media stuff is sorted, but when it comes to financial stuff what ARE the fundamentals.  How can I focus on them in order to achieve the results I want?  I guess it would have to be three things:

  1. Earn more
  2. Spend less than I earn
  3. Save/invest the rest

This is where it all gets a bit sticky.  Oh shame.  I am a total failure in this department.  The cold hard truth is that I need to earn more and I need to focus on doing it.  Every.  Single. Day.  Otherwise that $100 000 income is but a dream and a pathetic one at that.

So why is this stuff so important?  It’s not about having swimming pools and private jets.  It’s because in attaining our goals we earn self respect.  We learn, we become a different person in the process and because for me anyway, and I suspect for many others we gain freedom.  Freedom to choose.  Freedom to live our lives to their utmost and to become the people we always dreamed of being.

May this be of use to you

Rob